MassMutual Europe S.A. is a Luxembourg-licensed life insurance company. We are a wholly-owned subsidiary of the Massachusetts Mutual Life Insurance Company, Springfield , Massachusetts , USA .

From its Luxembourg headquarters, MassMutual Europe S.A. operates cross-border into selected European countries. Created in 1988, the company has developed its European presence with a special focus on distribution through banks, asset managers and financial advisors.

For its business partners, MassMutual Europe S.A. has developed a range of specially designed and branded products which appeal to affluent and high net worth client segments.

Products for affluent customers are linked, at our business partners' choice, to a selection of mutual funds, of collective internal insurance funds and, in some cases, to structured notes offering a capital guarantee at expiration provided by the issuers of the notes.

Products for high net worth customers are linked to so-called “dedicated funds,” which are specially designed and customized individual internal insurance funds from € 300.000,-. MassMutual Europe S.A. works in cooperation with leading private banks and asset managers to offer these state-of-the-art solutions.

Advantages of unit-linked life insurance contracts

Unit-linked life insurance solutions represent an efficient long-term savings, retirement and succession planning solution for customers in many European markets. In these markets unit-linked life insurance products are often fiscally advantageous savings vehicles.

Governments continue to favour private savings in long-term savings vehicles like life insurance, often in order to compensate for the funding difficulties of state pension schemes.

Flexible Savings, Retirement and Succession Planning Solutions

MassMutual Europe S.A. has developed expertise in selected European countries which takes into consideration the specific nature of these markets, their legal and fiscal environment, and the desire of customers to save money in a tax-efficient way.

In addition, succession planning is of special interest to most of our business partners and their clients.

IMPORTANT NOTICE

Past Performance and Future Performance

References and illustrations to past performance are not necessarily a guide to future performance. References to future performance are not intended to be a predictor of future results. Securities markets are volatile and performance may vary accordingly.

Seek Independent Advice

The information on this site does not constitute financial, legal or tax advice. In all cases, you should consult with your own financial, legal and tax advisors prior to making a final decision to purchase any product or service.