By using this Web site you accept the disclosures, terms and conditions contained in this Web site.

MassMutual Financial Group is a marketing designation of Massachusetts Mutual Life Insurance Company (“MassMutual“) and its affiliates. MassMutual Europe S.A. is a subsidiary of Massachusetts Mutual Life Insurance Company.

The information supplied on these pages is subject to the laws of the Grand Duchy of Luxembourg.

Limits on Access

We operate this Web site from offices within Luxembourg. We do not represent that the information in this Web site is appropriate or available for use in other locations. Access from certain locations may be strictly prohibited. The MassMutual Europe S.A. Web site is not intended for any person in any jurisdiction where, by reason of that person's nationality, residence or otherwise, the publication or availability of the MassMutual Europe S.A. Web site is prohibited. Those who access this site do so on their own initiative and are responsible for compliance with all applicable local laws. This Web site is not intended as a solicitation in any jurisdiction in which MassMutual or any of its subsidiaries, including MassMutual Europe S.A., is not authorized to transact business.

Access to this Web site is entirely at the risk of the person accessing such information. On this Web site, you may be offered automatic links to other Web sites. Following such links to off-site Web pages is entirely at the risk of the user. MassMutual Europe S.A. does not endorse or accept any responsibility for their content, nor the products or services offered through them.

Content for Informational Purposes Only

The information contained on this site is intended solely for informational purposes and does not constitute an offer or solicitation to sell any product, security or service in any jurisdiction. Such products are sold only through licensed intermediaries and not directly by MassMutual Europe S.A.

MassMutual Europe S.A. does not guarantee that the information contained within these pages is complete, accurate or up to date. MassMutual Europe S.A. expressly disclaims all liability to any person in respect of anything, or the consequences of anything, done or omitted to be done wholly or partly in reliance upon the whole or any part of the contents of the MassMutual Europe S.A. Web site.

Past Performance and Future Performance

References and illustrations to past performance are not necessarily a guide to future performance. References to future performance are not intended to be a predictor of future results. Securities markets are volatile and performance may vary accordingly.

Seek Independent Advice

The information on this site does not constitute financial, legal or tax advice. In all cases, you should consult with your own financial, legal and tax advisors prior to making a final decision to purchase any product or service.

Data Protection

MassMutual Europe S.A. respects the privacy of its clients and is obligated under the laws of Luxembourg to maintain personal client information confidential. We may use client data for marketing purposes. You can ask for this information to be communicated to you and to be corrected, if necessary, by applying in writing to the Head Office of MassMutual Europe S.A.

Trademark and Copyright Notice

MassMutual is the copyright owner of all text and graphic images contained on this Web site. Our trademarks (service marks), including the marketing designation (fleet name) and logos, may only be used with the prior written permission of and a license agreement from The Massachusetts Mutual Life Insurance Company; provided, that you may download or print a copy of the information or materials contained on this Web site for personal, non-commercial use only. Any other copying, republication or redistribution, reproduction, uploading, posting, or transmittal of the text or graphics of this Web site, including, without limitation, linking or framing, is expressly prohibited without our prior written permission.

Corporate Information

MassMutual Europe S.A.
3, rue du Fossé
BP 332
L-2013 Luxembourg

Tel.: +352 25 19 14
Fax: +352 25 19 13
www.massmutualeurope.com

RCS Luxembourg B 26334
TVA Lu 1504 1808